2.1 Personal Information
We may collect the following types of personal information from users and customers:
Contact Information: Such as names, email addresses, postal addresses, phone numbers, and other contact details.
Such as job title, company name, and professional credentials.
2.2 Sensitive Personal Information
We do not collect sensitive personal information, such as racial or ethnic origin, religious beliefs, health data, or biometric data, unless explicitly provided by users for specific purposes and with their explicit consent.
2.3 Usage Information
We may collect non-personally identifiable usage information, such as IP addresses, browser types, device identifiers, operating systems, referring URLs, and browsing patterns, to analyze user behavior and improve our website and services.
Legal Basis for Processing Personal Information
We process personal information based on the following legal grounds:
Performance of Contract: To fulfill our contractual obligations and provide requested services.
Consent: When users provide explicit consent for specific processing purposes.
Legitimate Interests: To pursue our legitimate business interests, ensuring that users' fundamental rights and freedoms are not overridden.
Compliance with Legal Obligations: To comply with applicable laws, regulations, and legal processes.
2.4 Use of Personal Information
We use personal information for the following purposes:
Providing Services: To deliver the requested services and process transactions.
Communication: To respond to inquiries, provide customer support, and send relevant notifications and updates.
Marketing: With user consent, to send promotional materials, newsletters, and information about new products and services.
Legal Compliance: To comply with legal obligations and respond to lawful requests from authorities.
3.0 Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal obligations. Data retention periods may vary based on applicable laws and contractual requirements.
3.1 Data Sharing and Disclosure
We may share personal information with the following parties:
Service Providers: Third-party service providers that assist us in providing services, such as payment processors, hosting providers, and IT support.
Business Partners: Trusted partners with whom we collaborate to offer integrated services.
Legal Compliance: When required by law, regulation, or legal process, or to protect our rights, privacy, safety, or property.
4.0 User Rights
Users have the following rights regarding their personal information:
Right to Access: Access to their personal information and obtain information about its processing.
Right to Rectification: Request correction of inaccurate or incomplete data.
Right to Erasure: Request deletion of personal information under certain circumstances.
Right to Restriction: Request restriction of processing in certain situations.
Right to Data Portability: Receive personal information in a structured, commonly used, and machine-readable format.
Right to Object: Object to certain processing activities based on legitimate interests.
Right to Withdraw Consent: Withdraw consent for processing based on consent.
5.0 Security Measures
We implement appropriate technical and organizational measures to protect personal information from unauthorized access, disclosure, alteration, or destruction.
5.1 Cookies and Similar Technologies
5.2 Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these sites and recommend reviewing their privacy policies.
By accepting this policy, users declare that they have read and understood the terms and conditions set forth herein.
International Insurer’s Consulting Group